The New Jersey Carpenters Funds
The New Jersey Carpenters Funds is the combined name of the New Jersey Carpenters Pension Fund, Annuity Fund, Health Fund and Vacation Fund. These funds were established as the result of a Collective Bargaining Agreement between the unions of the United Brotherhood of Carpenters & Joiners of America (UBCJA) and various employer organizations throughout the State of New Jersey.
All funds are administered by a joint Board of Trustees consisting of an equal number of employer and employee designated Trustees. All benefits are provided from fund assets which are accumulated under the provisions of the Collective Bargaining Agreement and Trust Agreements.